Central Bank Digital Currency (CBDC) Reference Repository
25+ resources and growing
Central bank digital currency will no doubt be one of the most significant changes to the financial system in our lifetimes. I have done a great amount of research and writing on the subject of CBDC, however I felt it was important to compile a list of references with links to the applicable documents. I below is a list with links to what I believe are the most important white papers, research papers, etc. regarding the coming central bank digital currencies.
Central bank digital currencies: foundational principles and core features
by: BIS, ECB, Fed, BoJ, BoE, Riksbank, Swiss NB, Bank of Canada, Oct 2020
https://www.bis.org/publ/othp33.pdf
Breaking through the zero lower bound
by IMF, Oct 2015
Legal Aspects of Central Bank Digital Currency: Central Bank and Monetary Law Considerations
by IMF, Nov 2020
Central Bank Digital Currency Policy-Maker Toolkit
by World Economic Forum (WEF), Jan 2020
http://www3.weforum.org/docs/WEF_CBDC_Policymaker_Toolkit.pdf
Banking For All Act S. 3571
116th Congress, March 2020
https://www.congress.gov/116/bills/s3571/BILLS-116s3571is.pdf
Central Bank Digital Currencies — Tools for an Inclusive Future?
by Eve Lee at Belfer Center, Sept 2020
https://www.belfercenter.org/sites/default/files/2020-09/cbdc-brief.pdf
Rise of the central bank digital currencies: drivers, approaches and technologies
by BIS/Working Papers, Aug 2020
https://www.bis.org/publ/work880.pdf
Initiatives of International standard setting bodies on providing additional guidance on PFMI
by: World Bank
http://pubdocs.worldbank.org/en/330841549396326174/GPW2018-Session3-Bech-CPMI.pdf
The macroeconomics of central bank issued digital currency
by: Bank of England, July 2016
https://www.bankofengland.co.uk/-/media/boe/files/working-paper/2016/the-macroeconomics-of-central-bank-issued-digital-currencies.pdf?la=en&hash=341B602838707E5D6FC26884588C912A721B1DC1
Central Bank Digital Currency Opportunities, Challenges and Design
by: Bank of England, March 2020
https://www.bankofengland.co.uk/-/media/boe/files/paper/2020/central-bank-digital-currency-opportunities-challenges-and-design.pdf
Tiered CBDC and the Financial System
by: ECB, Jan 2020
https://www.ecb.europa.eu/pub/pdf/scpwps/ecb.wp2351~c8c18bbd60.en.pdf
Report on a digital euro
by ECB, Oct 2020
https://www.ecb.europa.eu/pub/pdf/other/Report_on_a_digital_euro~4d7268b458.en.pdf
Central banking in a digital age: Stock-Taking and Preliminary Thoughts
by: Brookings Institute, April 2018
https://www.brookings.edu/wp-content/uploads/2018/04/es_20180416_digitalcurrencies.pdf
Enhancing cross-border payments, Stage 1 report to G20
Financial Stability Board (FSB), April 2020
https://www.fsb.org/wp-content/uploads/P090420-1.pdf
Enhancing cross-border payments, Stage 3 roadmap
by: Financial Stability Board (FSB), Oct 2020
https://www.fsb.org/wp-content/uploads/P131020-1.pdf
Enhancing Cross-Border Payments : building blocks of a global roadmap, Stage 2 report to G20
by: BIS — CPMI Committee on Payments and Market Infrastructures
https://www.bis.org/cpmi/publ/d193.pdf
Proceeding with caution: a survey on central bank digital currency
by: BIS, Jan 2019
https://www.bis.org/publ/bppdf/bispap101.pdf
The rise of central bank digital currencies
by: PWC, Nov 2019
https://www.pwc.com/gx/en/financial-services/pdf/the-rise-of-central-bank-digital-currencies.pdf
Design choices for central bank digital currency
by: Brookings Institute, July 2020
https://www.brookings.edu/wp-content/uploads/2020/07/Design-Choices-for-CBDC_Final-for-web.pdf
Central Banking For All? Working Paper
by: Philadelphia Fed, June 2020
https://www.philadelphiafed.org/-/media/frbp/assets/working-papers/2020/wp20-19.pdf
The Future of Payments Part I. Cash: The Dinosaur Will Survive… For Now
by: Deutsche Bank, Jan 2020
https://www.dbresearch.com/PROD/RPS_EN-PROD/PROD0000000000504353/The_Future_of_Payments_-_Part_I__Cash%3A_the_Dinosau.pdf?undefined&realload=CGW8UsVahuZ9SyPivwA8boNrTeoeA2t7aPgyYkW~g3z6rtZLYci2T4KcRQWVzUJ/Y1XZQyoH7HMtle8EB8lCzQ==
DB The Future of Payments Part 2: Moving to Digital Wallets and the Extinction of Plastic Cards
by: Deutsche Bank, Jan 2020
https://www.dbresearch.com/PROD/RPS_EN-PROD/PROD0000000000504508/The_Future_of_Payments_-_Part_II__Moving_to_Digita.pdf?undefined&realload=40hJj6LFfGb9HlPtZm01GRtEevzmfQz~uXM3iuiv6kf8T7fRtibOu6NwSOBHufyywvECV2mg/jW2w3hqg0V3xw==
The Future of Payments Part III. The Ultimate Hard Power Tool
by: Deutsche Bank, Jan 2020
https://www.dbresearch.com/PROD/RPS_EN-PROD/PROD0000000000504589/The_Future_of_Payments_-_Part_III__Digital_Currenc.pdf?undefined&realload=YGf3PTzLpXl3X~OPZgJNOzaS6m/2wvUsxOKcCgjeg9lqm0uiONdbq37j28OkmI3iOiY5QPQZMmDNXYrmBP~rQw==
Exploring a US CBDC
by: Accenture/Digital Dollar Project, May 2020
https://static1.squarespace.com/static/5e16627eb901b656f2c174ca/t/5f0c5d052d6235002637d0f6/1594645769165/Digital-Dollar-Project-Whitepaper_vF_7_13_20.pdf
Towards a Composable Standards Based Implementation
by: otc*Digital Sept 2020 (Includes Hyperledger eThaler)
https://wiki.hyperledger.org/download/attachments/39618544/CBDC-Draft.pdf?version=1&modificationDate=1599749943000&api=v2
I hope this repository is useful for everyone’s research on understanding CBDC and the changes it will bring to the financial system. If you are aware of additional documents to reference which you believe are of importance in this matter, please do not hesitate to leave a note or comment on this article, thanks.
