Central Bank Digital Currency (CBDC) Reference Repository

25+ resources and growing

Earth image with design of circuit board-like lines extending, showing connectivity with endpoints of light.
Earth image with design of circuit board-like lines extending, showing connectivity with endpoints of light.
Image by Gerd Altmann from Pixabay

Central bank digital currencies: foundational principles and core features

by: BIS, ECB, Fed, BoJ, BoE, Riksbank, Swiss NB, Bank of Canada, Oct 2020

https://www.bis.org/publ/othp33.pdf

https://www.bis.org/publ/othp33.pdf

Breaking through the zero lower bound

by IMF, Oct 2015

https://www.imf.org/-/media/Websites/IMF/imported-full-text-pdf/external/pubs/ft/wp/2015/_wp15224.ashx

https://www.imf.org/-/media/Websites/IMF/imported-full-text-pdf/external/pubs/ft/wp/2015/_wp15224.ashx

Legal Aspects of Central Bank Digital Currency: Central Bank and Monetary Law Considerations

by IMF, Nov 2020

https://www.imf.org/-/media/Files/Publications/WP/2020/English/wpiea2020254-print-pdf.ashx

Central Bank Digital Currency Policy-Maker Toolkit

by World Economic Forum (WEF), Jan 2020

http://www3.weforum.org/docs/WEF_CBDC_Policymaker_Toolkit.pdf

http://www3.weforum.org/docs/WEF_CBDC_Policymaker_Toolkit.pdf

Banking For All Act S. 3571

116th Congress, March 2020

https://www.congress.gov/116/bills/s3571/BILLS-116s3571is.pdf

https://www.congress.gov/116/bills/s3571/BILLS-116s3571is.pdf

Central Bank Digital Currencies — Tools for an Inclusive Future?

by Eve Lee at Belfer Center, Sept 2020

https://www.belfercenter.org/sites/default/files/2020-09/cbdc-brief.pdf

https://www.belfercenter.org/sites/default/files/2020-09/cbdc-brief.pdf

Rise of the central bank digital currencies: drivers, approaches and technologies

by BIS/Working Papers, Aug 2020

https://www.bis.org/publ/work880.pdf

https://www.bis.org/publ/work880.pdf

Initiatives of International standard setting bodies on providing additional guidance on PFMI

by: World Bank

http://pubdocs.worldbank.org/en/330841549396326174/GPW2018-Session3-Bech-CPMI.pdf

The macroeconomics of central bank issued digital currency

by: Bank of England, July 2016

https://www.bankofengland.co.uk/-/media/boe/files/working-paper/2016/the-macroeconomics-of-central-bank-issued-digital-currencies.pdf?la=en&hash=341B602838707E5D6FC26884588C912A721B1DC1

Central Bank Digital Currency Opportunities, Challenges and Design

by: Bank of England, March 2020

https://www.bankofengland.co.uk/-/media/boe/files/paper/2020/central-bank-digital-currency-opportunities-challenges-and-design.pdf

Tiered CBDC and the Financial System

by: ECB, Jan 2020

https://www.ecb.europa.eu/pub/pdf/scpwps/ecb.wp2351~c8c18bbd60.en.pdf

Report on a digital euro

by ECB, Oct 2020

https://www.ecb.europa.eu/pub/pdf/other/Report_on_a_digital_euro~4d7268b458.en.pdf

Central banking in a digital age: Stock-Taking and Preliminary Thoughts

by: Brookings Institute, April 2018

https://www.brookings.edu/wp-content/uploads/2018/04/es_20180416_digitalcurrencies.pdf

Enhancing cross-border payments, Stage 1 report to G20

Financial Stability Board (FSB), April 2020

https://www.fsb.org/wp-content/uploads/P090420-1.pdf

Enhancing cross-border payments, Stage 3 roadmap

by: Financial Stability Board (FSB), Oct 2020

https://www.fsb.org/wp-content/uploads/P131020-1.pdf

Enhancing Cross-Border Payments : building blocks of a global roadmap, Stage 2 report to G20

by: BIS — CPMI Committee on Payments and Market Infrastructures

https://www.bis.org/cpmi/publ/d193.pdf

Proceeding with caution: a survey on central bank digital currency

by: BIS, Jan 2019

https://www.bis.org/publ/bppdf/bispap101.pdf

The rise of central bank digital currencies

by: PWC, Nov 2019

https://www.pwc.com/gx/en/financial-services/pdf/the-rise-of-central-bank-digital-currencies.pdf

Design choices for central bank digital currency

by: Brookings Institute, July 2020

https://www.brookings.edu/wp-content/uploads/2020/07/Design-Choices-for-CBDC_Final-for-web.pdf

Central Banking For All? Working Paper

by: Philadelphia Fed, June 2020

https://www.philadelphiafed.org/-/media/frbp/assets/working-papers/2020/wp20-19.pdf

The Future of Payments Part I. Cash: The Dinosaur Will Survive… For Now

by: Deutsche Bank, Jan 2020

https://www.dbresearch.com/PROD/RPS_EN-PROD/PROD0000000000504353/The_Future_of_Payments_-_Part_I__Cash%3A_the_Dinosau.pdf?undefined&realload=CGW8UsVahuZ9SyPivwA8boNrTeoeA2t7aPgyYkW~g3z6rtZLYci2T4KcRQWVzUJ/Y1XZQyoH7HMtle8EB8lCzQ==

DB The Future of Payments Part 2: Moving to Digital Wallets and the Extinction of Plastic Cards

by: Deutsche Bank, Jan 2020

https://www.dbresearch.com/PROD/RPS_EN-PROD/PROD0000000000504508/The_Future_of_Payments_-_Part_II__Moving_to_Digita.pdf?undefined&realload=40hJj6LFfGb9HlPtZm01GRtEevzmfQz~uXM3iuiv6kf8T7fRtibOu6NwSOBHufyywvECV2mg/jW2w3hqg0V3xw==

The Future of Payments Part III. The Ultimate Hard Power Tool

by: Deutsche Bank, Jan 2020

https://www.dbresearch.com/PROD/RPS_EN-PROD/PROD0000000000504589/The_Future_of_Payments_-_Part_III__Digital_Currenc.pdf?undefined&realload=YGf3PTzLpXl3X~OPZgJNOzaS6m/2wvUsxOKcCgjeg9lqm0uiONdbq37j28OkmI3iOiY5QPQZMmDNXYrmBP~rQw==

Exploring a US CBDC

by: Accenture/Digital Dollar Project, May 2020

https://static1.squarespace.com/static/5e16627eb901b656f2c174ca/t/5f0c5d052d6235002637d0f6/1594645769165/Digital-Dollar-Project-Whitepaper_vF_7_13_20.pdf

Towards a Composable Standards Based Implementation

by: otc*Digital Sept 2020 (Includes Hyperledger eThaler)

https://wiki.hyperledger.org/download/attachments/39618544/CBDC-Draft.pdf?version=1&modificationDate=1599749943000&api=v2

I hope this repository is useful for everyone’s research on understanding CBDC and the changes it will bring to the financial system. If you are aware of additional documents to reference which you believe are of importance in this matter, please do not hesitate to leave a note or comment on this article, thanks.

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